Managing Money as a Couple Part 1: Getting Rid of Credit Card Debt

Let’s talk about money. 

Money can be tricky to manage on your own. Add your significant other to the mix and it becomes significantly more complicated (get it? I’m so punny!).  

I’m going to share how my husband, Steve, and I manage our finances. I’m going to get into the nitty-gritty details. In this post (Part 1), I’ll share:

  • where we learned about money,

  • the difference between good debt and bad debt, and 

  • how we mopped up my credit card debt in the early days of our relationship.

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Learn the Nine Essential Ingredients of a True Apology

I had a hard time with this one, folks.

I’ve always fancied myself an expert apologizer. I have LOTS of opinions on how and when we should apologize and I’ve been working on creating my own apology framework for couples. 

As I was researching apologies, I discovered the nine essential ingredients of a true apology by apology expert, Dr. Harriet Lerner (@HarrietLerner). Harriet is a trained clinical psychologist who’s written several New York Times bestselling books, her most recent one being Why Won’t You Apologize?

Her framework has given me a lot to think about. Some of her ingredients overlap with my own (which makes me feel super smart), and others raise a lot of questions for me which almost made me scrap this post altogether and write about something else – something easier. 

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You’re So Vain, You Probably Think This Post Is About You…

Happiness experts say that we can’t make anyone else happy (like our partners), but we can make ourselves happy. Our moods are contagious, so by making ourselves happy, our partner’s will (as a side effect) become happier. This is definitely true in my relationship. When I’m happy, my husband’s happy, but when I’m miserable, he’s miserable too. Maybe that’s where happy wife, happy life comes from.

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Feeling grumpy? Maybe you need a timeout.

I felt grumpy earlier this week and couldn’t figure out why. It could have been any number of things, or maybe just a combination of a bunch of little things. Who knows. 

I may have taken my grumpiness out on my husband, Steve, while we were making dinner. Ok, I definitely took my grumpiness out on him. He patiently tolerated slash ignored it. 

After we’d finished eating, we decided to take the dog for a long walk. We cherished our long walks together. It was our time to connect at the end of the workday. I have, on more than one occasion, spoiled these walks by forgetting to leave my grumpiness at home. Inevitably, my bad mood would spread to Steve, spoil our walk, and sour the evening. It was dumb. 

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